Universal health care coverage: It's now a reality and your right!

The American democrats promised it for decades. Clinton tried to implement universal health care coverage. For some 20 years, the Republicans, even some neo-cons, were for some version of it. In 1993, Bob Dole came up with his own version; Medicare and Medicaid preceded it. Massachusetts, under Governor Romney, did it for the state. Although it was Hillary Clinton's baby, it took Barak Obama to force it through Congress. It is Universal health care coverage, for all Americans, and however it may change, it's now here to stay.

It's been a long road to this moment in the nation's history. Franklin D. Roosevelt was the first president to assert the responsibility of society for the humane care of its members. Using the power of the state to affect the economy was a radical precedent that opened the way for society to care for all its citizens, and to impress on all the interdependence of all of us on one another and on the generations that preceded us. Presidents Johnson and Kennedy carried the enlightened social conscience forward, and with great effect - until President Reagan roped it in. Clinton had the right heart, even though his changes to welfare laws were harmful to many of the poor. He had resurrected the idea of universal health care coverage with great fanfare, but his first lady was unable to get the necessary support. When she returned with it in her bid for President, she lost, but the people demanded it, and President Barak Obama delivered.

Obama gave the people what they wanted. The hope for universal health care coverage was set in the heart of Americans long before their will was finally done. They'd seen Canada and the UK provide medical coverage for all of their people. Cuba's universal coverage embarrassed them. They had seen their friends and family members sicken and die because no insurance company would cover their pre-existing conditions and only the wealthiest people were able to pay. They had seen small businesses fail from their inability to provide health insurance. They had seen the elderly on Medicare have to go without medication because they had exceeded $2,700 in costs, but had not yet reached the required $6,154. They had seen the high cost of insurance soar. When the baby-boomer population finally reached the age when health care coverage really starts to matter, the time was ripe. This bill, correcting all of these injustices, resulted when the political leadership of the country could no longer ignore the people's will.

No matter what your economic status, you now qualify for medical insurance. No matter what your health condition, now you can get health care coverage through any health care insurer doing business in the United States. Insurers will have to get in line with the people's will. On March 23, 2010, with the signing of the health care bill by the President, the people have extended to all citizens the right, responsibility, and the capability to obtain medical insurance, the prerequisite for medical treatment. Affordable, available, health care insurance is now in reach for all people. It's no longer a hope. It's the law.

Thinking about a career in health care? Health care careers are now an attractive and rewarding choice!

For quite some time, the health care industry has been in need of qualified professionals and semi-professionals to fill some of the most exciting and rewarding positions in the country. Now, with the passage of the Health Reform Law of 2010, this sector is suddenly anticipating an urgent need. By 2019, as a result of the law, this health care sector is expected to need 40,000 new primary care professionals, the ones most impacted by the law. Beginning a health care career now will assure you of employment for the rest of your life!

The centerpiece of the Health Reform Law is its provisions for making health insurance available and affordable for everyone. Immediate need for people with a career in health care is already apparent, with the law's requirement that insurers provide insurance for children with pre-existing conditions. In 2010, people who are uninsured can immediately obtain insurance from a high risk pool. In the coming years, the ranks of the insured will increase dramatically. The law has allocated $350 billion to subsidize people who do not make enough to afford health insurance. Subsidizing the poor will bring in about 25 million more new insured people, all certain to make their first visit to a primary care physician. Although the hope is that with all these people being insured, the emergency rooms will cease to be the only resort for care, emergency visits could rise, as it did in Massachusetts when that state passed its universal health coverage. With so many insured, the health care industry is sure to be stressed.

The law is anticipating this need. It has allocated several billion for students pursuing a career in health care, to be distributed as loans, grants, and scholarships. Plans are to make the payback of loans easy for those who go into health care, and to continue generous support for continuing study, that is so often required in the industry.

Even if an increased number of people decide to go into a career in health care today, the manpower needed now won't be available for between 3 to 7 years. This means those whose career in health care is well underway will grow in demand. With such a substantial demand and short supply, health care professionals are sure to be receiving healthy raises in their compensation soon. When 2020 rolls around, you can imagine what a health care professional can demand with 40,000 of them in short supply. The monetary compensation outlook for people with a career in health care is attractive, to say the least.

This predicted shortage of health care professionals is also inspiring new attitudes about some of the different professions in the industry. Nurse practitioners are sure to become more useful with shortages of doctors, and the physician's assistants will assume new responsibilities. New medical centers will be built, and new specializations will emerge, as the health industry attempts to make available as much of their technology as possible. Medical administrators will also come into demand: this includes every administrative job, from medical billing to hospital and center administration. New positions in treatment coordination will rise as the industry struggles to spread the load among all the resources of a community. New hospitals will be built, and new schools and colleges of health care are on the horizon.

If you're considering a career in health care, there's one thing you can be sure about such a career path: we need you, we needed you yesterday, and we're certainly going to need you tomorrow. Don't hesitate any longer. The crisis is growing day by day. Don't worry about money. We're ready to spend whatever it takes to make the Health Reform Law work for all Americans. Apply now! You'll have a personally rewarding career in health care, with attractive pay rates and - job security! Now that's good news!

Finally, affordable health care insurance to be a reality in the United States!

Affordable health care insurance is intricately tied to the current crisis of exploding health care costs in the United States. If people can't afford to purchase health care insurance, they have no choice but to tolerate any disease they might contract until it becomes an emergency. When it does become an emergency, they head for the emergency ward where treatment costs range in the thousands of dollars. A large part of the soaring health care cost is precisely due to this practice. It is a dual tragedy: the patient is already advanced in the illness by the time they get to emergency, and the cost for treatment is far greater than preventive treatment. The problem is further compounded by the fact that most patients using this (their only alternative) are poor and unable to pay for the emergency room expense. Collections can't 'squeeze blood from a turnip', and the rest of us have to bear the burden, through higher health care costs and higher insurance premiums. This sorry picture is about to change.

So significant is this problem of skyrocketing health care costs in the U.S., the recent Health Reform Law specifically addresses affordable health care, not only for the unemployed poor, but also for the poor employed, the self-employed individual, and small businesses. Health care insurance has been out of the reach of these people for most of the history of the health care system in the United States. Unless these people are able to get affordable health care insurance, the cost of health care in the United States will only continue to grow by leaps and bounds.

For most of the poor, health care insurance is out of their reach simply because they don't make enough money to pay for even the most basic health care package. Some 25 million Americans are in this predicament. The Health Reform law aims to correct this by making health care insurance available to anyone through government subsidies. If your family cannot afford insurance, the government will pay for it on your behalf, requiring only modest contributions on your part. You'll also be able to obtain insurance from the proposed exchanges of medical insurance, to be built throughout the country. Your family will be able to join with others at the exchange to form a group that, because it is a group, enjoys group discount prices. The government has allocated $350 billion in subsidies for these 25 million, individuals and families. With the government pitching in and the advent of exchanges, affordable health care is now a possibility for all poor Americans, employed or unemployed, well or sick.

The exchange described above will be the principal way by which self-employed individuals and small businesses will be able to obtain affordable health care insurance. Through these exchanges, individuals and small businesses will be grouped together as a pool. Here's how it works: the exchange will offer insurance plans from many different vendors. When you sign up, you'll be given a rate that takes into account the number of other people who are getting the same policy plan via the exchange. Your premiums will be at a group rate. Group rates are the way large corporations manage to get cheaper premiums for their employees. Through exchanges, you'll realize the same savings.

Until the exchanges are in place, small businesses of 25 or fewer employees will receive tax credits for enrolling their employees in any health care plan. The plans you get may not be affordable by itself, but once the tax credits take effect, the savings will balance out the expense. By 2019, all of the exchanges should be operational and you'll be able to get affordable health care insurance at rates you or your small business can readily afford.

By making affordable heath care insurance available to everyone, the country will not only have healthier citizens receiving preventative care, but the high cost of health care will finally stabilize. In 2014, all Americans will be required to have medical health care insurance. Start comparing now and learn where the exchanges will be in your region. These exchanges are our best hope for affordable health care for all!